Get a Business Credit Card in 48 Hours

Skip weeks of waiting and start spending faster with a fully digital, paperless setup.

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Join 100+ businesses already on the waitlist.

No Delays. No Paperwork.

Skip long approvals

Manual onboarding

No waiting to get started.

A Better Way to Manage Business Spending

Access a business credit card faster with better visibility and control.

Faster Approvals

Get approved and start spending within 48 hours with minimal paperwork.

Seamless Onboarding

Complete a fully digital and paperless onboarding process and get started without delays.

Issue Cards to the Team

Provide virtual and physical cards to employees so they can spend directly without reimbursements.

Set Card Controls

Set spending limits and decide where and how each card can be used across your business.

Track Spending in Real Time

Monitor transactions as they happen across all cards and always know where your money is going.

How It Works

Get Started in Minutes

Apply in Minutes
Share basic business details to get started
Get Approved Quickly
Access your credit line in as little as 48 hours
Start Spending
Issue cards and manage all business spending in one place

Built for Growing Businesses

Simplifies how businesses access a business credit card and manage spending.

Startups
Move fast without waiting weeks for approvals. Enable your team to spend from day one.
SMEs
Simplify how your business manages spending. Reduce manual work and get full visibility.
Growing Teams
Give employees access to company funds. Maintain control as your team scales.

Frequently Asked Questions

What is Capzelo and how does it work?
Capzelo is a business credit solution that gives companies fast access to funds and enables teams to spend directly using company issued cards, with full control and real time visibility.
Is a fixed deposit required?
Yes. Capzelo is a secured business credit card backed by your fixed deposit. This allows for quicker approvals with minimal paperwork, while your deposit remains safe and continues to earn returns.
How can I open and account?
Opening an account with Capzelo is quick and straightforward. You’ll need to share your business details as part of the application process, and most businesses get approved within 48 hours. Once approved, you can start using your card immediately without long delays.
Does Capzelo offer virtual cards, physical cards, or both?
Capzelo provides both virtual and physical cards, so your team can pay online, in store, and manage subscriptions seamlessly.
Can I issue cards to different team members or departments?
Yes. You can create cards for individual employees or teams, set custom limits, and control how and where each card is used.
Can I track and control spending in real time?
Absolutely. You get real time visibility into every transaction, with the ability to set limits, monitor usage, and manage spending from a single dashboard.
Who is Capzelo best suited for?
Capzelo is designed for startups, SMEs, and growing businesses that need fast, flexible access to credit and better control over company spending.

Think Business Spend, Think Capzelo

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