Get a Business Credit Card in 48 Hours

Skip weeks of waiting and start spending faster with a fully digital, paperless setup.

It's great to have you on board.
Oh oh! Please enter a business email address.
Join 100+ businesses already on the waitlist.

No Delays. No Paperwork.

Skip approvals, manual onboarding, and start instantly.
No Weeks of Delay

Get started without long approval timelines.

Fully Digital

Complete the entire process online, without paperwork.

Built for Teams

Enable your team to spend from day one.

Simple to Manage

Control and track all company spending in one place.

A Better Way to Manage Business Spending

Access a business credit card faster with better visibility and control.

Faster Approvals

Get approved and start spending within 48 hours with minimal paperwork.

Seamless Onboarding

Complete a fully digital and paperless onboarding process and get started without delays.

Issue Cards to the Team

Provide virtual and physical cards to employees so they can spend directly without reimbursements.

Set Card Controls

Set spending limits and decide where and how each card can be used across your business.

Track Spending in Real Time

Monitor transactions as they happen across all cards and always know where your money is going.

Smarter Business Spending Starts Here

Access credit faster, manage expenses easily, and stay in control of every rupee you spend.

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What You Get with Capzelo
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Designed to help you move faster, manage cash flow better, and stay in control.

Access Credit Without Delays
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Get company funds when you need them without waiting weeks.

Improve Cash Flow
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Avoid using personal cards and manage expenses within your credit cycle.

Enable Team Spending with Control
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Let employees spend when needed while you stay in control.

Simplify Expense Management
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Reduce manual work and make reconciliation easier.

How It Works

Get Started in Minutes

1
Apply in Minutes
Share basic business details to get started.
Neuroscientist decoding decision-making in AI-driven markets
2
Get Approved Quickly
Access your credit line in as little as 48 hours.
Experience transformative insights from our hosts — expect bold ideas, breakthrough tech, and a mindset shift that’ll fuel your next big move.
3
Start Spending
Issue cards and manage all business spending in one place.
Engage directly with Alex and Jamie. Bring your questions!

Built for Growing Businesses

Simplifies how businesses access a business credit card and manage spending.

Startups
Move fast without waiting weeks for approvals. Enable your team to spend from day one.
SMEs
Simplify how your business manages spending. Reduce manual work and get full visibility.
Growing Teams
Give employees access to company funds. Maintain control as your team scales.

Frequently Asked Questions

What is Capzelo and how does it work?
Capzelo is a business credit solution that gives companies fast access to funds and enables teams to spend directly using company issued cards, with full control and real time visibility.
Is a fixed deposit required?
Yes. Capzelo is a secured business credit card backed by your fixed deposit. This allows for quicker approvals with minimal paperwork, while your deposit remains safe and continues to earn returns.
How can I open and account?
Opening an account with Capzelo is quick and straightforward. You’ll need to share your business details as part of the application process, and most businesses get approved within 48 hours. Once approved, you can start using your card immediately without long delays.
Does Capzelo offer virtual cards, physical cards, or both?
Capzelo provides both virtual and physical cards, so your team can pay online, in store, and manage subscriptions seamlessly.
Can I issue cards to different team members or departments?
Yes. You can create cards for individual employees or teams, set custom limits, and control how and where each card is used.
Can I track and control spending in real time?
Absolutely. You get real time visibility into every transaction, with the ability to set limits, monitor usage, and manage spending from a single dashboard.
Who is Capzelo best suited for?
Capzelo is designed for startups, SMEs, and growing businesses that need fast, flexible access to credit and better control over company spending.

Think Business Spend, Think Capzelo

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